New improved App beta testing

We have updated our App to include a User’s Page (accessed with your PIN) which shows your last week’s and total ‘Virtual Small Change’. This is what you would be saving if we were taking a direct debit. For now we are testing out the mechanics ‘under the hood’, while giving testers the chance to…

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Could you save £5 per day?

Did you know you could build a £10,000 pot in seven years by saving £5 a day (during the working week so £100 per month – by abstaining from shop-bought coffees or lunch!). That is the claim from one provider of stocks and shares ISAs as the stock market climbs ahead of a new tax year…

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Student Loans to cost more

Last week data was published that showed inflation (RPI) has crept up to 3.1% (2.2% up on 2 years ago), meaning the interest rate on student loans goes up to 6.1% per annum for higher earners. Students still pay the same instalments – 9% of earnings over £21,000 – so it will take that much longer…

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Saving versus borrowing

Last week brought two reports close to our heart – the amount Britons are saving is at its lowest for 50 years (over 16m of us have less than £100 in savings) and credit card borrowing has got so high that the government want banks to offer help to people with repayment problems. Its never…

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Beta test up and running

Small Change IS saving-made-simple. We will show you how you save-as-you-go – so that as you go about your week, gradually you will build up to your first save. Right now the Small Change community is just ‘virtually’ saving – our beta app will notify you each week what you would have saved this week…

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