The team:


Steven Bishop


John Rowley-Conwy

We formed Small Change Investment Company because we are passionate about helping people to save for their long term future. By starting early, even small sums of money grow significantly over time.

Our Mission Statement:

to help you save for the future in a simple, low cost and painless way

Three Core Values define the culture of our company:

  • 1. Keeping it simple:

    we provide a simple, clear, low cost and pain free saving platform.

  • 2. Thinking “long-term”:

    we fundamentally believe in the benefits of long term saving.

  • 3. Empowering the saver:

    we give you control over your saving.

We are a UK owned company based in London, registered in England and Wales number 10147347. We operate out of Level 39, One Canada Square, London E14 5AB, London’s pre-eminent technology incubator in Canary Wharf.

Our registered office is 204 Herne Hill Road London SE24 0AE. 

You can contact us by email at


We are currently being incubated in the FCA Innovation Hub for ‘fintech’ start-ups who are assisting us with regulatory questions. They have advised us that, as we only offer a cash product, we do not need to be authorised. 

Our Savings Partner (when appointed) must be FCA Authorised and savings held with them will be are covered by the Financial Services Compensation Scheme (FSCS) up to £85,000. 

More information about the regulatory environment is available on the FCA Website ( and contact us if we can be of assistance. Email us here.